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Programme 2023

The role of technology, data and AI in the digital lending space

Registration & Afternoon Coffee
Welcome Address

Constantin Fabricius, Managing Director

Keynote: Tackling the Non-Bank Lending Sector in the European Union



Speaker’s name coming soon

1st Panel: Access to Finance – What Role shall Data and AI Play in Mitigating Disparities?

By using modern credit technology Digital Lenders have been able to go beyond. Additional risk data and more recently AI allow to serve the unserved among consumers – who might otherwise have been overlooked. Thus, Fintechs do their bit for the supply of credit in the European Union. But how deep is it worth to drill into the customer at all? Which role plays data quality? Can a fair line be determined where potential harm outweighs benefits?

Key words: EU AI Act, Responsible Lending, Consumer Credit Directive


Panelists‘ names coming soon

Networking Coffee
2nd Panel: Open Finance – The Key to Eliminate the Funding Gap of European SMEs?

Taking out loans remains a major pain point for SMEs. Digital risk technology has paved the way to enhance product diversity and financial inclusion. What are the major opportunities and challenges SMEs are currently facing when seeking credit? How can Open Finance contribute to a better access to loans? What does the perfect API look like when it comes to link traditional and alternative lenders? Does the EU Commission’s proposal on Open Finance pave the right way?

Key words: European Single Access Point, EU Referral Scheme, EU SME Access to Finance Strategy, EU Financial Data Space, Embedded Finance


Panelists‘ names coming soon

Welcome Reception


FINTICS No 4 ends


Coming soon.

do you have any questions?

Get in touch with us!


Write an email or call us. Your point of contact is Constantin Fabricius our Managing Director.

Email: info@kreditplattformen.de
Landline: ++49 (0)30 94 85 46 60

Fotocredits: fotografa, Berlin