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Programme 2024

The role of technology, data and AI in the digital lending space

Registration & Morning Coffee
Welcome Address

Constantin Fabricius, Managing Director

Keynote: Which Way to the Capital Market Union?



Speaker’s name coming soon

1st Panel: Access to Finance – What Role shall Data and AI Play in Mitigating Disparities?

By using modern credit technology Digital Lenders have been able to go beyond. Additional risk data and more recently AI allow to serve the unserved among consumers – who might otherwise have been overlooked. Thus, Fintechs do their bit for the supply of credit in Europe. But how deep is it worth to drill into the customer at all? Which role plays data quality? Can a fair line be determined where potential harm outweighs benefits?


Panelists‘ names coming soon

Networking Coffee
2nd Panel: Open Finance – The Key to Eliminate the Funding Gap of European SMEs?

Taking out loans remains a major pain point for SMEs. Digital risk technology has paved the way to enhance product diversity and financial inclusion. What are the major opportunities and challenges SMEs are currently facing when seeking credit? How can Open Finance contribute to a better access to loans? What does the perfect API look like when it comes to link traditional and alternative lenders? Does the EU Commission’s proposal on Open Finance pave the right way?


Panelists‘ names coming soon

Networking Coffee
3rd Panel: Tokenization – „Securitization done on Steroids“?

This is exactly what Jenny Johnson, CEO of Franklin Templeton, purported in October 2023. In fact, it is not only neatly regulated securitization that is playing an increasingly important role in Digital Lending. Now tokenization through blockchain creates additional appealing financing and investment options as well as ways to manage risk efficiently. The development is in the best interest of product diversity and the EU Capital Markets Union. But what technological risks are associated with this change? Do we run in danger of undermining financial stability by tokenizing illiquid assets what may creates the illusion of liquidity where it does not actually exist? Is there after all a need to regulate digital financial steroids more strictly?


Panelists‘ names coming soon

Closing Remarks


FINTICS No. 4 Ends


This year we are going to celebrate the FINTICS in the famous INTO THE WOODS in Brussels, Belgium. It is easy to find and is located centrally in the city center. Please have a look here to get an impression of the great venue.

do you have any questions?

Get in touch with us!


Write an email or call us. Your point of contact is Constantin Fabricius our Managing Director.

Email: info@kreditplattformen.de
Landline: ++49 (0)30 94 85 46 60

Fotocredits: fotografa, Berlin