Podcasts

09/26/2023 – 49 MIN.

#9 – Democratizing Discounted Debt Investments: What It Means & How it works? / Paul Melamed, Co-Founder, INDEMO, Latvia

The very first podcast with a fintech lender from Latvia. In this episode we talk to Paul Melamed, Co-Founder of INDEMO as well as CEO and Senior Partner of Aquarium Investments, one of INDEMO’s shareholders. INDEMO enables investments in discounted debts with a focus on Spain. Beyond that INDEMO belongs to the increasing group of regulated Digital Lenders as it owns a MiFID license. Listen in and find out what’s up in Latvia and Spain.

Guest: Paul Melamed, Co-Founder of INDEMO, CEO & Senior Partner of Aquarium Investments

Host: Constantin Fabricius, Managing Director, Digital Lending Association

Please note: The content of this podcast is expressly not to be considered investment advice, but is intended solely for your information.

We welcome feedback at press@digitallenders.eu or via LinkedIn. Interested in our Quarterly Briefing? Please subscribe here.

Host: Constantin Fabricius, Geschäftsführer der Digital Lending Association.

09/17/2023 – 55 MIN.

#6 – Zukunftsfinanzierungsgesetz und Crowdlending: Drama, nächster Akt

Wir sprechen über einen juristischen Leckerbissen und politischen Zankapfel: die Haftungsregelungen in den §§ 32 c und d des Wertpapierhandelsgesetzes. Mit dem Zukunftsfinanzierungsgesetz wollte die Bundesregierung Wettbewerbsnachteile zu Lasten der deutschen Crowdlender beseitigen. Auf dem Weg zum Regierungsentwurf hat sie jedoch der Mut verlassen. Warum? Das weiß kein Mensch. Eine hochqualifizierte Runde spürt der Antwort nach, diskutiert die aktuelle Rechtslage, die Vorschläge der Bundesregierung und alternative Lösungsansätze.

Gäste: Prof. Dr. Petra Buck-Heeb (Universität Hannover), Max Mordhorst (Mitglied des Deutschen Bundestages), Andreas Knopf, Co-Founder der Digital Lending Association und General Counsel von INVESDOR, Oliver Gajda (Founder, Executive Director und Chairman von Eurocrowd)

Host: Constantin Fabricius, Geschäftsführer der Digital Lending Association.

Wir freuen uns über Feedback an press@digitallenders.eu oder über LinkedIn. Interesse an unserem Newsletter? Hier gehts zur Anmeldung.

Shownotes:

07/06/2023 – 31 MIN.

#8 – Innovation, Trust & Quality in Digital Property Lending – Ali Celiker, Founder & CEO, BRITISH PEARL as well as Chairman of AREIP

Welcome to our first podcast with a British fintech. In this episode we talk to Ali Celiker, CEO of BRITISH PEARL and Chairman of the Association of Real Estate Investment Platforms (AREIP) – both located in London. In the first part we dive deep into the history of BRITISH PEARL and how it makes properties investable for loan and share investors. In the second part of the podcast we talk about AREIP, what the members are hoping to get across with it and the development of industry standards for more trust and quality in the ecosystem. Listen in and find out what’s up in Great Britain.

Guests: Ali Celiker, Founder & CEO, BRITISH PEARL as well as Chairman of AREIP

Host: Constantin Fabricius, Managing Director, Digital Lending Association

Please note: The content of this podcast is expressly not to be considered investment advice, but is intended solely for your information.

We welcome feedback at press@digitallenders.eu or via LinkedIn.

06/01/2023 – 44 MIN.

#7 – Reshaping the Landscape of SaaS Venture Finance / Dean Hastie, Co-Founder & CEO, Tapline, Germany

South-African Dean Hastie drops by the podcast to talk about revenue based finance and his startup Tapline. How does it work? What are the advantages between traditional lending and VC?

Guests: Dean Hastie, Co-Founder & CEO, Tapline

Host: Constantin Fabricius, Managing Director, Digital Lending Association

Please note: The content of this podcast is expressly not to be considered investment advice, but is intended solely for your information.

We welcome feedback at info@kreditplattformen.de or via LinkedIn.

05/09/2023 – 44 MIN.

#6 – Building a Loyal Investor Base & the Future of Digital Lending / Florian Kübler, Co-Founder, Lend, Switzerland

In today’s podcast we chat to Florian Kübler of Lend, a digital lender from Zurich. We dive deep into the history of his company and hear how the platform is disrupting the way of lending and investing in his country. Lend rethought credit assessment with their data centric loan intelligence and machine learning. Listen in and find out what’s up in Switzerland.

Guests: Florian Kübler, Co-Founder & CEO, Lend, Switzerland

Host: Constantin Fabricius, Managing Director, Digital Lending Association

04/21/2023 – 45 MIN.

#5 – Public Sector Loans in the Asset Allocation / Andi Burri, Co-Founder, Loanboox, Switzerland

Welcome to the 5th episode! On today’s show we have Andi Burri from the Swiss fintech Loanboox. We speak at length about the municipal finance landscape in Europe and learn more about their way of bringing digital lending to analogue town halls. Andi highlights some of the key milestones Loanboox achieved in their journey and how investors can take advantage of the marketplace.

Guests: Andi Burri, Co-Founder & Country Head, Loanboox, Switzerland.

Host: Constantin Fabricius, Managing Director, Digital Lending Association.

02/17/2023 – 35 MIN.

#4 – Paving the Way for Worldwide Investments in Digital Loans and Assets / Romy Ritter & Luca Frignani, Exaloan

In this episode, we are speaking about the Frankfurt/Germany based Fintech Exaloan AG which provides convenient technology for institutional investments in digital loans and assets. Its mission is to close the global funding gap that exists to the disadvantage of individuals and corporates by connecting institutional capital with digital lending platforms. What kind of challenges do investors face when dealing with the global digital lending market? How coping the macroenvironment, especially the rising interest rates and the pressure on the creditworthiness, when building up a digital portfolio? What’s up with tokenized digital loans? These and many more questions get discussed.

Guest: Romy Ritter, COO, and Luca Frignani, Co-Founder & CEO, Exaloan.

Host: Constantin Fabricius, Managing Director, Digital Lending Association.

01/26/2023 – 59 MIN.

#3 – Diversification Benefits by Surfing the EU Capital Markets Union / Christopher Grätz, CEO, INVESDOR GROUP

In this episode, we are shedding the light on the pan-European digital lender INVESDOR. They were the first to get the authorization as European Crowdfunding Service Provider in Germany and Austria. But what does this mean for investors and debtors alike? Which role plays tokenization? What’s up with returns and defaults? These and many more questions get discussed.

Guest: Christopher Grätz, CEO, INVESDOR GROUP.

Host: Constantin Fabricius, Managing Director, Digital Lending Association.

12/12/2022 – 39 MIN.

#2 – Real Estate Loans in the Asset Allocation / Clifford Tjiok, COO, LOANCOS

In this episode, we are talking about the Frankfurt/Germany based Fintech LOANCOS GmbH. Besides the servicing of loans, they offer investments in residential real estate loans. Why should institutionals invest? What are the returns? How do the currently manifold risks affect this asset class? What’s up with the future landscape of #digitallending in Europe and #fintechs ? These and many more questions get discussed.

Guest: Clifford Tjiok, COO, LOANCOS.

Host: Constantin Fabricius, Managing Director, Digital Lending Association.

11/09/2022 – 27 MIN.

#1 – Live Kick-off on the 1st Consumer Finance Summit

In this episode, we are pod-casting live from the first Consumer Finance Summit in Cologne on October 27th. The Digital Lending market has grown rapidly across Europe in recent years. In the first half of 2022, the share of online consumer loans in Germany amounted to more than 30 percent. The Consumer Finance Summit provided an in-depth look into the market and what opportunities are available to investors.

Guests: Christian Finke, Managing Director, Monega Kapitalanlagegesellschaft, and Philipp Kriependorf, Co-founder and Co-CEO, auxmoney.

Host: Constantin Fabricius, Managing Director, Digital Lending Association.

07/07/2022 – 37 MIN.

#5 – Johannes Steiniger, Mitglied des Deutschen Bundestages, und Jens Siebert, COO & Co-Founder INVESDOR DACH

Aktueller geht es nicht: Ein Jahr eWpG, das erst am 22.06. in Kraft getretene DLT Pilot Regime und jetzt auch noch die Idee eines Zukunftsfinanzierungsgesetzes on top. Freuen Sie sich auf einen spannenden Gedankenaustausch!

Gäste: Der CDU-Bundestagsabgeordnete Johannes Steiniger, Berichterstatter seiner Fraktion zum eWpG, und Jens Siebert, Vorstand von INVESDOR.

Host: Constantin Fabricius, Geschäftsführer des Verbandes deutscher Kreditplattformen.

Wir freuen uns über Feedback an info@kreditplattformen.de oder über LinkedIn.

04/07/2022 – 45 MIN.

#4 – Staatssekretärin Daniela Kluckert mit Kate Pohl, traxpay, und Ulf Henning Jacobs, d-fine

Ist künstliche Intelligenz (KI) eine Bedrohung für unsere Freiheit? In welchem Spannungsverhältnis stehen Algorithmen als Spiegel der Vergangenheit und die Freiheit der Menschen zur Veränderung? Welche Rolle spielt die Datenqualität und ein moderner Datenschutz für den Erfolg von KI? Wie bewertet die Bundesregierung die KI-Verordnung der Europäischen Kommission? Diese und viele weitere Fragen diskutieren wir in dieser hochkarätig besetzen Folge.

Gäste: Daniela Kluckert, Parlamentarische Staatssekretärin beim Bundesminister für Digitales und Verkehr sowie Mitglied im Bundesvorstand der FDP, zusammen mit Kate Pohl, Head of Banking & Partner Strategy bei traxpay, und Ulf Henning Jacobs, Geschäftsführer von d-fine.

Host: Constantin Fabricius, Geschäftsführer des Verbandes deutscher Kreditplattformen.

Wir freuen uns über Feedback an info@kreditplattformen.de oder über LinkedIn.

03/07/2022 – 34 MIN.

#3 – Wirtschaftsministerin Dr. Nicole Hoffmeister-Kraut und Christoph Steinbrich, CEO von DEBTVISION

Wie steht es um den Fintech-Standort Baden-Württemberg? Was macht gründerfreundliche Strukturen aus? Wie steht es um die Zukunftsfähigkeit des Kapitalmarkts im Ländle?

Gäste: Dr. Nicole Hoffmeister-Kraut, Ministerin für Wirtschaft, Arbeit und Tourismus des Landes Baden-Württemberg, und Christoph Steinbrich, CEO der DEBTVISION GmbH mit Sitz in Stuttgart.

Host: Constantin Fabricius, Geschäftsführer des Verbandes deutscher Kreditplattformen.

Wir freuen uns über Feedback an info@kreditplattformen.de oder über LinkedIn.

03/03/2022 – 43 MIN.

#2 – Staatssekretär Dr. Philipp Nimmermann und Dr. Tim Thabe, Co-Founder von creditshelf

Der hessische Mittelstand zwei Jahre nach Corona, das Hausbankenprinzip & Kreditplattformen, der EU Green Deal & Risikomanagement, Startups & die Kapitalmarktunion. Darüber und über einiges mehr sprechen wir in der zweiten Folge.

Gäste: der Staatssekretär im hessischen Wirtschaftsministerium, Dr. Philipp Nimmermann, und Dr. Tim Thabe, Co-Founder & Vorstand der creditshelf AG mit Sitz in Frankfurt am Main.

Host: Constantin Fabricius, Geschäftsführer des Verbandes deutscher Kreditplattformen.

Wir freuen uns über Feedback an info@kreditplattformen.de oder über LinkedIn.

12/07/2021 – 48 MIN.

#1 – Reinhold Hilbers, Finanzminister des Landes Niedersachsen, und Oliver Schimek, Founder & CEO der CrossLend GmbH

Was können wir vom Koalitionsvertrag erwarten? Welche Bedeutung hat der Green Deal für den Mittelstand? Wie ist die Rolle von Banken und Fintechs in der Krise? Und noch einiges mehr.

Gäste: Reinhold Hilbers, Finanzminister des Landes Niedersachsen, und Oliver Schimek, Founder & CEO der CrossLend GmbH, heute zu Gast.

Host: Constantin Fabricius, Geschäftsführer des Verbandes deutscher Kreditplattformen

Wir freuen uns über Feedback an info@kreditplattformen.de oder über LinkedIn.